Do you need General Liability or commercial property insurance? General Liability Insurance also known as Commercial General liability offers protection for third party liability claims for damage to another person's property, bodily injury and medical costs. This type of insurance is very important because one claim can cause your business activities to come to a halt. The cost of General Liability depends on your type of business, number of employees and the type of risks involved. It is very important to be honest during the application process because most General Liability policies comes with exclusions.
Our Agency offers all forms of business insurance and General Liability. Available Classes (List not inclusive) are: Lawyers Professional Liability, Builders and Renovations, Distributors/Wholesalers, Environmental, Pollution, Equipment, Family Services, Garage Operations, Health and Beauty, Hospitality, Inland Marine, Leisure and Recreation, Ocean Marine, Owners and Contractors, Product Liability, Property, Recycler, Religious Institutions, Retail, Security, Special Events, Transportation, Vacant properties
At Zumach Insurance, we provide the best quotes for your line of business. Please contact us (678) 889-5496
If you operate an auto dealership, work on cars or trucks, own a towing service, you will need garage insurance, This type of policy covers your auto exposure as well as premises and operations, products and completed operations, and contractual exposures. When you keep vehicles in your care, you need garage keepers coverage in your policy. We closely work with our clients to determine the best type of coverage for their specific garage business.
If you have a repair center that has a fleet of tow trucks or dispatched repair vehicles, those assets are covered under Garage Liability Insurance. However, the customer cars sitting outside waiting for service, or inside on that lift are not covered and this is the reason why you need the keeper clause for your protection. Please note that most Garagekeeper's Policies excludes loss to non-factory installed sound equipment, CDs, tapes, radar detection gear, phones or any other form of electronic possession.
Non Emergency Transportation (NEWT) is generally tailored to businesses that cater to individuals that need non life threatening, non medical transportation services other than a taxi. Elderly and disabled individuals usually need these types of services. People that need additional assistance with walking also need non emergency transporters.
Emergency Transportation is required when transportation by any other means may put your life at risk. People that need critical care, immediate access to a hospital or skilled nursing homes usually require emergency transportation. Special licensing and higher liability of insurance is usually required to engage in emergency transportation. Special licensing, permits and insurance is needed to operate both emergency and non emergency transportation service. Please contact your state licensing division for more information and limits of liability insurance required. We have experienced Emergency and Non Emergency Transportation insurance agents that are ready to assist you at every step of way.