2 years ago ·
by Zumach ·
So many clients are surprised at the price of auto insurance when purchasing a new car.
Buying a car
Before purchasing a car, just like a home, do your home work! Some vehicles are rated more in terms of theft, repair prices, and resale value. This makes sense when you compare two vin numbers from different manufacturers. If price is your breaking point, it is highly advisable that you ensure you can afford the insurance before you buy.
Call us today for a quote and start enjoying your new purchase without tears!
6 years ago ·
by Zumach ·
For most people, buying a new car is an exciting experience; however, that excitement diminishes when you are presented with the state requirement of purchasing insurance for that vehicle. Here are a few tips to make the auto insurance buying process a little easier.
Several factors determine your car insurance premium. Your age, marital status, vehicle type, driving history, and deductible are some of the factors that play a role in your final premium. The younger you are, the higher your premium. The get the best rate, you need to use a company that caters specifically to younger drivers. (Contact an independent agent or call (678) 889-5496 for access to such markets.)
One of the benefits of being married may be a lower premium. If you are not married, there may be other ways to save. Having a good driving history with no violations, previous insurance (especially in Georgia,) and selecting a higher deductible may actually lower your premium.
For policy renewals, it is better to contact your agent before you accept the renewal quote because they might be able to find a cheaper quote for you. If they cannot, stick with the policy renewal especially if you’ve had a dent in your driving history (accumulated some tickets.)
Finally, when you shop around for a car, determine whether the vehicle has a high theft rate. Vehicles are rated differently by the insurance companies. Contact an independent agent or call us at (678) 889-5496 to shop around for you or to get a free no obligation quote. We have access to insurance markets that may be suited for you.
7 years ago ·
by Zumach ·
Independent Insurance Agents are what they are “independents.” They are not captive agents and that’s why they may be better for the insurance consumer. They are free to use a variety of carriers when looking for a suitable market for their clients. Captive agents on the hand offers a strict line of services from a particular carrier. It sounds more like monopoly in the market world. Well as a consumer, you have the leverage to seek the services of an independent agent. You may actually save heaps of dollars when you use the services of a knowledgable agent.
- Benefits of using an Independent Agent